Health insurance for businesses
Business health insurance (also known as corporate or company private medical insurance) gives your employees fast access to high-quality private healthcare, helping them stay healthy, productive, and supported. It’s one of the most valued workplace benefits in the UK.
What is business health insurance?
Small business health insurance in the UK is a type of private medical cover designed to support companies in providing healthcare benefits to their employees. Unlike the NHS, which offers free care at the point of use, health insurance gives staff quicker access to private treatment, specialist consultations, and diagnostic tests, helping reduce waiting times and employee downtime.
Policies can be tailored to suit the size and budget of a business, often covering options like mental health support, physiotherapy, or dental care. For employers, offering health insurance can improve staff retention, attract new talent, and boost overall productivity by promoting a healthier, more supported workforce.
What does business health insurance cover?
While exact benefits depend on your chosen insurer and policy level, most plans include:
Consultations with private specialists
Diagnostic tests and scans (like MRI, CT, X-ray)
Surgery and hospital stays
Cancer treatment and aftercare
Access to virtual GP appointments
Some policies also include:
Mental health support and counselling
Physiotherapy and complementary therapies
How much does business health insurance cost?
Costs depend on factors such as:
- Your company location and average staff age
- The number of employees covered
- The level of cover (inpatient, outpatient, or comprehensive)
- The industry you operate in
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