Health insurance for couples
Couples health insurance gives you and your partner peace of mind that you’ll both have access to fast, high-quality private healthcare whenever you need it. Whether for everyday health concerns, consultations with specialists, or hospital treatment, private health cover helps you avoid NHS waiting lists and get back to feeling your best.
What is couples health insurance?
Couples health insurance (sometimes called joint private medical insurance) allows two adults — married, cohabiting, or in a long-term relationship — to share one health insurance policy.
Instead of two separate plans, a joint policy can offer simplified management, potential cost savings, and shared benefits.
What does couples health insurance cover?
While exact benefits depend on your chosen insurer and policy level, most plans include:
Consultations with private specialists
Diagnostic tests and scans (like MRI, CT, X-ray)
Surgery and hospital stays
Cancer treatment and aftercare
Access to virtual GP appointments
Some policies also include:
Mental health support and counselling
Physiotherapy and complementary therapies
How much does couples health insurance cost?
The cost depends on your ages, location, lifestyle, and level of cover. You can adjust the price with options like higher excesses or reduced hospital lists. It’s a small monthly investment for the reassurance that you’ll both get prompt, expert medical care when it matters most.
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