WPA Health Insurance

WPA offers private health insurance for individuals, families, and businesses. As a specialist, not-for-profit provider, it has built a strong reputation and received awards for the quality of its customer service.

A key benefit of WPA is the flexibility it gives members to decide where and when they receive treatment, as well as who delivers it. With a variety of plans to choose from, customers can shape their policy to match the level of cover and protection that suits their needs.

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WPA health insurance policy review

Complete Health is WPA’s flagship private health insurance policy.

Policy highlights include:

A range of core benefits included as standard with every policy.
Optional extras available to broaden and enhance your level of cover.
Standard access to remote GP services and additional member support benefits.
The opportunity to benefit from a No Claims Discount.
A choice of excess or shared responsibility, giving you greater control over your premium costs.

Compare different cover levels and prices

WPA health insurance benefits

WPA health insurance offers a range of benefits, including:

Treatment cover for outpatient, inpatient, and day patient care
Access to various health and wellbeing benefits
Cash benefits for NHS hospital visits, whether as an outpatient, day patient, or inpatient
Up to four weeks’ cover for nursing care provided at home
Private ambulance transport when necessary
Up to 10 nights of cover for parent and child stays
A daily contribution towards out-of-pocket costs of £10
A hospice donation benefit of £70 per day, up to £700

More about WPA

WPA is a specialist, not-for-profit health insurer with more than 120 years of experience in the private health insurance market. As a company limited by guarantee, it is made up of members rather than shareholders. This means that any profits generated through its activities are reinvested into the organisation.

WPA’s Complete Health policy has received a five-star rating from Defaqto, an independent financial product research company widely recognised by both industry professionals and consumers. Defaqto’s ratings are based on an in-depth assessment of the product itself, rather than customer opinions or reviews.

A five-star Defaqto rating indicates that a product is considered excellent for the level of cover it offers, along with the quality of its features and benefits.

WPA is also recognised as a Which? recommended provider of private medical insurance and holds a 4.5 out of 5 rating on Trustpilot, the consumer review platform.

Defaqto 5 star rated

Feel confident in the health insurance plans we offer.

Mental health treatment and therapy

Mental health cover can be added to your policy for extra support alongside your physical health protection. This option includes 24/7 access to a health and wellbeing helpline, as well as up to six structured counselling sessions.

There is also the option to add mental health hospital cover, providing up to 28 days of treatment. To access this benefit, you must also include either mental health outpatient cover or structured counselling within your policy.

You can further enhance your cover by adding a selection of therapy treatments, with a choice of benefit limits to suit your needs. Available therapies include physiotherapy, chiropractic treatment, acupuncture, and homeopathy.

Cancer cover

If you want to strengthen your policy, cancer cover is available as an optional extra. This benefit includes cover for eligible tests and treatments without monetary caps, as well as ongoing follow-up care with no set time limit for consultations and scans after treatment. Dedicated case managers with specialist training are also available to provide support and reassurance throughout a difficult period.

Why compare health insurance with My Health First?

Comparing health insurance policies can be complex, with a wide range of cover options to weigh up. We endeavour to make it simple — explaining exactly what your policy covers, what’s included and excluded, and how it works when you need it most. From benefit limits and excesses to hospital lists, underwriting and claims, we break it down so you can have confidence in your policy.

There’s no insurer bias — your best interests come first.